Wow! 2.5% rate for 1st year,

3.5% second year,

fixed at 4.875% after 3rd yr.

Nestle among the trees in exclusive Timber Creek, this lovely Cape Cod home set on 1/2 acre corner lot offers an inviting rocking chair front porch, large open foyer, first floor master with walk-in closet, large master bath. Upstairs includes 3 additional bedrooms, a large bonus room and large walk-in attic for storage. The flow of the family room, kitchen and rear porches make this a great home for gathering with friends and family. Enjoy the large screened porch with adjoining deck over-looking the private backyard. Timber Creek is located within 10 min of Wrightsville Beach and 5 min to the Mayfaire shopping area.

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If you're in the market for a new home, have you considered buying a brand new home? Not only do you get a home that's as close to custom-built as possible, you also get energy efficiency, modern floor plans and excellent value!

 Wilmington area New Homes under 200k

Wilmington area New Homes 200-275k

Wilmingon area New Homes over 275k

Advantages with a New Home

New Homes can be personalized by the buyer - selections of cabinets, countertops, flooring, paint colors, lighting fixtures and more to make it the home you have dreamed of.

Floor plans for today's lifestyles in keeping with the way people live today and are more open and bright. Kitchens are more open and are integrated with family areas. Master suites with well appointed baths and walk in closets.

Energy efficiency comes with new construction techniques, improved heating and air conditioning technology and equipment, new appliances and the latest in building code requirements.

Ease of maintenance because everything is brand new in the home and many of the materials used today require little or no maintenance , saving money and putting hours on the clock for free time and fun with the family .

New homes are safer as a result of brand new materials that have been tested to the latest safety standards and adherence to the latest building code requirements.

New homes are more geared to today's technology and can be easily modified during construction to meet the owners needs for pre - wiring. New homes can have plenty of outlets, phone jacks and cable boxes in the areas the new ownerÕs wishes, when planning ahead.

Warranties from manufacturers cover many of the components of a brand new home and builders often provide a warranty on a number of other items in the new homes they build. Many builders offer customer service during the warranty period.

Choice is one of the top selling features for new homes, from home site selection to many of the finish details and color selections. And everything comes fresh and new that instills a special pride in ownership and security.

Financing a new home is easier. Lenders prefer financing a new home by reputable builders. And many builders have streamlined programs with the very best area lenders and closing attorneys for the very best rates and service for their customers.

Your new home can be everything you have dreamed of! There is no need to settle for someone else's dream when you buy a new home. There is no place like home in a brand new home!

The Coldwell Banker® Buyer Bonus Event is available nationwide. Participating homeowners will refund 3% of the accepted offer price, up to an $8,000* credit, to all buyers. There are no income or property eligibility requirements, and the credit is applied at closing.

Hurry - Offer Ends July 31, 2010

To search for homes participating in the Coldwell Banker Buyer Bonus program or to read program details, please visit www.coldwellbanker.com/BuyerBonus.

What does that mean for you?

For Buyers:
•Receive up to an $8,000* credit at signing
•Open to all potential homebuyers — Where the home seller has agreed to participate
•Sign on your terms — with flexible closing deadlines

For Sellers:
•Add prominence to your listing with an $8,000* incentive, applied at closing, for interested buyers
•Increase exposure on coldwellbanker.com searches
•Do your part to keep the momentum of the government tax credit going


Any pricing decision is in the seller's sole discretion and is subject to negotiation between the buyer and seller. No portion of a real estate broker's or real estate sales agent's commission is offered as part of the credit incentive. Buyers are encouraged to contact their lender to ensure that participation will not adversely affect their financing as well as an attorney or tax professional regarding any legal or tax implications. Certain sellers may elect to extend the Buyer Bonus beyond the promotional period.

Jacksonville, North Carolina is America’s best place to get a job, according to Forbes magazine. 

The 2010 list of “Best Cities For Jobs” was released this week.  Last week Forbes also ranked Jacksonville #75 in its list of “Best Small Places For Business and Careers.”

According to Forbes’ Joel Kotkin, Jacksonville’s economy grew 1.4% last year and government jobs there grew 3.3%.  Those numbers wouldn’t have been a big deal a few years ago, but they’re exceptional considering the negative growth in many places across the country.  Experts say that metro areas focused on one industry aren’t recession-proof, but seem to be recession-resistant, especially college towns, government centers, military bases, and healthcare centers.

“The area includes the massive Marine Base at Camp Lejeune, a beehive of activity since the U.S. started waging two wars in Afghanistan and Iraq,” says Kotkin, also noting that the area’s employment base has grown 22.8% since 1998.

While Marine Corps Base Camp Lejeune and Marine Corps Air Station New River are undoubtedly the area’s top employers, there are also a wide variety of civilian jobs in the Jacksonville area.

“There are big name contractors hiring local people and former Marines to work on base,” Ralph Leeds, director of the N.C. Employment Security Commission in Jacksonville, told the Jacksonville Daily News. “People don’t realize the big names are here because they don’t have an office with their name out front, but companies like Boeing, General Dynamic and Northrop Grumman keep a lot of people employed.”

“We have been recognized a lot lately for the strong housing market here and the low cost of living,” he said. “Of course, a lot of it has to do with the base, but Coastal Carolina Community College and Onslow Memorial Hospital are also big boosts to our local economy.”

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409 Bountiful Ln, Castle Hayne, North Carolina

Property Details

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$147,500

Listing Information

• Bedrooms: 3
• Baths: 2
• Sq Ft: 1140
• Lot Size: .58
• Style: Ranch
• Garage: 1 Car
• Heat Source: Heat Pump

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 Nearly two-thirds of Americans think the time is right to buy a house, with a majority believing prices will be the same or higher over the next year, according to a Fannie Mae survey released Tuesday.

Photo by:Seven_Null7 Most Americans think home prices will be the same or higher in the next year, according to a poll.

The 64 percent that said it is a good time to buy is just shy of the 66 percent that said the same thing in 2003 as the U.S. housing market was racing higher, said the survey.

However, most of the 3,451 polled said that it would be tougher for them to get a loan than it was for their parents.

The survey comes amid signs that the U.S. housing market is recovering after suffering the worst downturn since the 1930s.

But, while home prices in some regions are rising, soaring delinquency rates across the nation mean foreclosures will keep persistent pressure on the market, according to analysts.

Fannie Mae, the largest U.S. mortgage finance company, said that the public still "strongly believes" in upholding their financial commitments, though that weakens once people know someone who is defaulting.

Those who know someone in default are more than twice as likely to have seriously considered stopping payments on their own mortgage, Fannie Mae said.

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Source: CNBC.com

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217 N. 18th St, Wilmington, North Carolina

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$375,000

• Bedrooms: 4
• Baths: 3
• Sq Ft: 2180
• Lot Size: .20
• Garage: Detached

 

Indulge yourself in this lovely historic residence that oozes charm and character from the 1930's.Nestled within quaint Carolina Heights this elegant home is one you won't forget.This 4 bed 3 bath Colonial Revival has been completely renovated and comes with a list of first class upgrades. Featuring new roof, new walls, new plumbing, new kitchen, great landscaping.The interior is impressive, elegant and a delight to see. The neutral decor boasts granite counter tops, neutral paint, ceramic tile and beautifully restored hardwood floors. The natural sunlight basks in the formal dining room and includes antique built in glass cabinets to show off your elegant dinner ware. Come home and feel relaxed in the bright open living room, grab a book and put your feet up. All of this situated on a sizable lot with alley access and detached garage. Come enjoy your summer evenings, outside living with taste. A delightful find you will not want to miss!

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517 Highlands Dr, Hampstead , North Carolina

$302,500

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The Prestwick

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Listing Information

• Bedrooms: 4
• Baths: 2
• Sq Ft: 2422
• Lot Size: .26
• Style: Brick ranch
• Garage: 2 Car
• Heat Source: Electric
• Schools: Topsail

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Property Description

This Brand New Brick Home is located in one of Hampstead's most popular communities, Castle Bay.

Each Brick Home, built around the area's desirable Golf Course, offers a Maintenance Free Exterior. Enjoy Hardwood Flooring throughout the Family areas with carpeted bedrooms. The open Kitchen offers Granite Countertops with Stainless Steel Appliances and is perfect for special gatherings. The Bathrooms offer ceramic tile with white cabinetry. Great attention is given to cabinetry, moldings and additional upgrades. Relax and enjoy entertaining on the Screened-In Porch overlooking the Golf Course. Our Golf Course Community offers amenities of Golf, Clubhouse with Restaurant, Pool, Tennis Courts and Fitness Center. Each home offers a Full Initiation Membership to Castle Bay Golf Course. Visit our DECORATED MODEL HOME - OPEN Friday through Tuesday from 1pm To 5pm or by Appointment. Call for Current Builder Incentives

Knowing and using these 7 essential, yet simple steps is crucial to achieving the best deal possible - whether you decide to sell your home yourself or hire a professional real estate agent to help you.

Take a look at the seven-step system I have outlined in this report. Then, if this new approach to marketing your home makes sense and you want to learn more, I'll show you how to skillfully and specifically apply each of these critical steps to get your home sold for the most money in the shortest amount of time!

7 crucial steps you must take to get top dollar for your home in today's technically savvy world!

1. Understanding the "Total Market" concept of positioning your home to attract the greatest number of buyers.

2. Using the "Total Market" concept to accurately appraise the value of your home. (The standard CMA is simply not enough!)

3. Pricing Your Home to Appear lower than market value, yet actually asking for more
than market value (This one crucial step will get buyers and agents flocking to your door!)

4. Properly advertise and market your home - Using New Technology (Don't use the same old boring ads everyone else is using, and that nobody looks at!)

5. "Detailing" your home for sale. (Your goal is to set your home apart from every other home on the market - instantly attracting buyers to your home.)

6. Learn how to qualify buyers and negotiate offers. (Since we are talking about your money here, the risks of not knowing how to properly qualify and negotiate are too great to ignore or leave to chance!)

7. Understanding and helping the buyer obtain financing, removing contingencies, and closing the sale. (You need a strategy to avoid and eliminate potential problems in escrow, which can undermine your sale!)

The better you understand and systematically apply these seven steps, the better the results you will get. And better results means more money, in less time, with the least amount of hassle possible. Isn't that what you ultimately want, whether you decide to sell your home yourself or use the professional services of a licensed agent to help you?

Find out what your home is worth today.

Please let me know if I can help you impliment these steps for you.

The 63rd Annual North Carolina Azalea Festival will be held April 7-11, 2010 in the greater Wilmington area. The Festival is a celebration of Wilmington’s exceptional artwork, gardens, rich history and culture during its five days of entertainment that includes: a parade, street fair, circus, concerts, pageantry, and all that is Southern.

Since its inception in 1948, the Festival has blossomed into an extended weekend celebration that attracts more than 300,000 people. The Festival is a non-profit civic organization and this year is sponsored in substantial part by its four (4) major sponsors: Progress Energy, Velocity Solutions, Inc., Wachovia Bank, and the Hilton Wilmington Riverside.

For more than 50 years, the folks of Southeastern North Carolina have been throwing the best party in the South and you're invited! There's something for everyone among our community's rich array of artwork, gardens, history and culture. Come join us! www.ncazaleafestival.org